Critical Thinking

Recently, I have discovered that I have a problem that needs to be solved. My crisis is that my monthly household expenses exceed my monthly household income. In order to solve or alleviate this dilemma, I have decided to approach this out of balance condition with thorough, sensible reasoning and research, in hopes that I can lower my monthly expenses. Since I know for a fact that I cannot immediately increase my monthly income, then I also know that I need to decrease my expenses in order to achieve more of a balance.
…